Nakheel Home Financing: Conventional and Islamic Mortgages with Digital Pre‑Approval
Eligible UAE Nationals and residents can access conventional or Islamic mortgages with fixed or variable rates, with digital pre‑approval and dedicated support; financing is available from the 30% construction stage once the 50% payment threshold is met.
Key terms
- Buyer statusUAE Nationals and UAE residents
- EmploymentSalaried and self‑employed buyers
- Property statusQualified off‑plan and completed properties
- Property typesVillas and apartments
- DeveloperNakheel
What actually changes for a buyer
Conventional or Islamic pathways
Access either conventional or Sharia‑compliant mortgage solutions aligned to your preferences.
Fixed or variable rate choice
Select fixed or variable rate options under the programme to suit your plans.
Digital pre‑approval
Benefit from a faster, digital pre‑approval process to move your purchase forward efficiently.
Support throughout
Receive dedicated mortgage support from application through to financing access.
Your money, staged
When financing can start under the CBD programme for Nakheel customers.
Financing is available from the 30% construction stage once customers have met the 50% payment threshold.
What this means for you
Dubai Holding Real Estate and Commercial Bank of Dubai have launched a home financing programme for eligible Nakheel customers purchasing qualified villas and apartments, across off‑plan and completed properties.
The programme offers both conventional and Islamic financing with a choice of fixed or variable rate options, complemented by digital pre‑approval and dedicated support. Financing becomes available from the 30% construction stage once the 50% payment threshold is met.
Frequently asked questions
What financing options are available?+
Both conventional and Islamic financing are available, with fixed and variable rate options.
When can financing start?+
Financing is available from the 30% construction stage once the 50% payment threshold is met.
Who is eligible?+
UAE Nationals and UAE residents, including salaried and self‑employed buyers, subject to the programme’s criteria.
Which properties qualify?+
Qualified off‑plan and completed villas and apartments from Nakheel.
Is pre‑approval digital?+
Yes, the programme includes faster digital pre‑approval with dedicated mortgage support.
Find out which homes qualify
Eligible inventory is limited and moves quickly. Speak to an advisor and get the written terms today.
All information is subject to change and availability. Terms and conditions apply. Figures are illustrative only. Buyers should confirm all current terms and eligibility in writing with the developer and bank. Binayah Properties is a licensed Dubai brokerage.