Nakheel 50% Mortgage Access: Fixed from 3.49%, Fees Waived
Eligible buyers at Palm Jebel Ali, The Acres, and Nad Al Sheba Gardens can access ADCB off-plan home financing once 50% of the property's value is paid to the developer, with pre-approvals valid up to 18 months, fixed-rate pricing from 3.49% per annum for three years, and processing and valuation fees waived.
Key terms
- Communities coveredPalm Jebel Ali, The Acres, Nad Al Sheba Gardens.
- Access condition (these communities)Financing available once 50% of the property's value is paid to the developer, irrespective of construction progress.
- Other communities by Nakheel, Meraas, Dubai PropertiesAccess upon achievement of prescribed construction milestones.
What actually changes for a buyer
Earlier mortgage access at 50%
Secure financing once half of the property's value is paid for Palm Jebel Ali, The Acres, and Nad Al Sheba Gardens, regardless of build stage.
Fixed-rate certainty from 3.49% p.a.
Lock in ADCB fixed pricing for three years from 3.49% per annum.
Lower upfront costs
Processing and valuation fees are waived by ADCB.
Streamlined process
Pre-approvals valid up to 18 months, digital onboarding, exclusive rewards, and access to ADCB Mortgage Centers.
Your money, staged
Unlock ADCB off-plan mortgage access at the 50% payment milestone for select communities.
Access ADCB home financing once 50% of the property's value is paid to the developer at Palm Jebel Ali, The Acres, and Nad Al Sheba Gardens.
What this means for you
Dubai Holding Real Estate and ADCB have partnered to provide bespoke off-plan financing to clients of Nakheel, with specific early access at Palm Jebel Ali, The Acres, and Nad Al Sheba Gardens once 50% of the property's value has been paid to the developer. This approach offers greater certainty on financing irrespective of construction progress.
The financing package features ADCB pre-approvals valid for up to 18 months, fixed-rate pricing from 3.49% per annum for three years, and waived processing and valuation fees, alongside digital onboarding, exclusive rewards, and access to ADCB Mortgage Centers. Buyers in other communities by Nakheel, Meraas, and Dubai Properties can access ADCB off-plan financing upon achievement of prescribed construction milestones.
Frequently asked questions
What is the Nakheel x ADCB off-plan financing offer?+
A partnership enabling eligible buyers to access ADCB off-plan home financing, including earlier access at select communities, fixed-rate pricing, waived fees, and long-validity pre-approvals.
Which communities are eligible for access at the 50% milestone?+
Palm Jebel Ali, The Acres, and Nad Al Sheba Gardens.
When can I access financing for these communities?+
Once 50% of the property's value is paid to the developer, irrespective of construction progress.
How long are financing pre-approvals valid?+
Up to 18 months.
What is the advertised pricing?+
Pricing from 3.49% per annum fixed for three years.
Which fees are waived?+
ADCB processing and valuation fees.
Is financing available for other communities?+
Yes. Buyers in other communities by Nakheel, Meraas, and Dubai Properties can access ADCB off-plan financing upon achievement of prescribed construction milestones.
Who provides the financing?+
Abu Dhabi Commercial Bank (ADCB).
Find out which homes qualify
Eligible inventory is limited and moves quickly. Speak to an advisor and get the written terms today.
All terms are subject to change and eligibility criteria. Figures are illustrative and for general guidance only. Buyers should confirm current terms, rates, and fees in writing with the developer and ADCB. Terms and conditions apply. Binayah Properties is a licensed Dubai brokerage.