Emaar Beachfront: 90/10 on the Dubai Harbour Peninsula
Emaar's launch plan here defers only the last tenth, which is the opposite of how most Dubai off-plan is sold. What you are buying is the address: a gated peninsula with its own beach, between Dubai Marina and Palm Jumeirah.
A plan that front-loads, and why that is the trade
90% during construction and 10% upon 100% construction completion. Most launch plans in this market defer 40% to 60% to handover; this one defers a tenth.
It is worth naming the trade plainly rather than dressing it up. A 90/10 asks for more of your money during the build than an 80/20 or a 60/40 does, and in exchange the balance at handover is small enough to be a formality rather than a financing event. Buyers who intend to hold, and who are not planning to arrange a mortgage at completion, tend to prefer that shape. Buyers who want their capital working elsewhere until the keys arrive do not.
What the plan is attached to is the part that carries the price. Emaar Beachfront is a gated peninsula at Dubai Harbour, sitting between Dubai Marina and Palm Jumeirah with its own beach and marina. The release covers one, two, three and four-bedroom apartments, four-bedroom penthouses and a six-bedroom penthouse.
Key terms
- The plan90% during construction and 10% upon 100% construction completion.
- Where it appliesEmaar Beachfront, the gated peninsula at Dubai Harbour between Dubai Marina and Palm Jumeirah.
- What is in the releaseOne, two, three and four-bedroom apartments, four-bedroom penthouses and a six-bedroom penthouse.
- How long it runsEmaar publishes it as a limited-time launch offer without a stated end date, so availability is the real constraint.
- AmenitiesAn amenities platform, ground-level dining and retail, a shaded kids' pool and play area, and a dedicated ninth-floor amenities level.
- ViewsUninterrupted 360-degree views, with the marina and yacht club a short walk away.
- What is not coveredThe 4% DLD registration fee, trustee office and administration charges are payable separately.
- Golden VisaThe investor visa route needs property above AED 2 million. Most of what sells at Emaar Beachfront clears that comfortably, but it depends on the unit rather than the community.
Towers on the peninsula
Why Emaar Properties
Why this address rather than this plan.
- Finite land
- Between Marina and the Palm
- A small balance at the end
What actually changes for a buyer
Ten percent left at the end
A 90/10 leaves a balance small enough that completion is a formality rather than a financing event. If you are not planning to raise a mortgage at handover, that removes the single most common point of failure in an off-plan purchase.
An address that is genuinely constrained
Emaar Beachfront is a finite peninsula, not a masterplan that can be extended inland. Between Dubai Marina and Palm Jumeirah, with its own beach and marina, there is no second phase of land to release.
Penthouses in the same release
The release runs from one-bedroom apartments up to four-bedroom penthouses and a single six-bedroom penthouse, so the plan is not restricted to the entry stock.
The trade runs the other way for cash buyers
Front-loading is a cost if your capital has somewhere better to be, and an advantage if it does not. For a buyer holding cash and planning to keep the home, the 90/10 removes handover risk rather than adding to it.
Why this address rather than this plan.
Finite land
A peninsula with no inland phase to release later.
Between Marina and the Palm
Two of the deepest rental markets in the city, either side.
A small balance at the end
Ten percent at completion, not forty.
Beach and marina on site
Not a shuttle ride away from either.
A private beach, a marina and a ninth floor that is all amenity.
Your money, staged
Two blocks, and the second one is small. Ninety percent is paid across the construction period and the last ten falls due once construction reaches 100%.
Paid across the build period on Emaar's construction-linked schedule.
The balance, due once construction is complete.
The shape of a 90/10 on a AED 4M apartment
Illustrative, using a round AED 4M price rather than a quoted unit; figures are rounded. The DLD registration fee, trustee office and administration charges are payable separately and are not covered by the plan. The final row is a comparison against a typical 60/40 plan, not an alternative Emaar offers here. Prices, availability and terms change, so confirm the schedule for your own unit in writing.
Inside the communities
What this means for you
Emaar's launch offer at Emaar Beachfront is a 90/10: ninety percent of the price across the construction period, and the final ten percent once construction reaches 100%. That is an unusual shape for this market, where the headline plans mostly defer 40% or more to handover, and it is worth understanding as a trade rather than a discount.
The advantage is at the end. A 90/10 leaves a balance small enough that completion becomes an administrative step rather than a financing event, which matters if you have no intention of arranging a mortgage at handover. The cost is at the beginning: your capital is committed earlier and does less elsewhere while the building goes up. Neither shape is better in the abstract. What decides it is whether you are buying to hold with cash in hand, or buying with a plan for that money in the meantime.
The address is what carries the price. Emaar Beachfront is a gated peninsula at Dubai Harbour, sitting between Dubai Marina and Palm Jumeirah with its own beach and its own marina. It is finite in a way most Dubai masterplans are not: there is no inland phase to release in three years' time. The release under this plan runs from one-bedroom apartments up to four-bedroom penthouses, with a single six-bedroom penthouse at the top of it.
Inside, Emaar publishes an amenities platform, ground-level dining and retail, a shaded kids' pool and play area and a dedicated ninth-floor amenities level, with the marina and yacht club a walk away. The 4% DLD registration fee, trustee office and administration charges sit outside the plan and remain payable. Emaar has not published an end date for the offer, so availability rather than a calendar is what will close it; confirm the price, the schedule and the terms for a specific unit in writing before committing.
Frequently asked questions
What is the payment plan?+
90% is payable during construction and 10% upon 100% construction completion. Emaar publishes it as a limited-time launch offer.
Where does this offer apply?+
Emaar Beachfront, the gated peninsula at Dubai Harbour between Dubai Marina and Palm Jumeirah.
What can I buy under it?+
One, two, three and four-bedroom apartments, four-bedroom penthouses and a six-bedroom penthouse.
Is a 90/10 better or worse than a 60/40?+
Neither, and it depends entirely on what your capital is doing in the meantime. A 90/10 asks for more during the build and leaves almost nothing at handover; a 60/40 does the reverse. If you expect to arrange a mortgage at completion, the deferred plans suit you better. If you are paying cash and holding, the 90/10 removes the handover financing risk.
When does the offer end?+
Emaar states it as a limited-time launch offer without publishing an end date, so availability is what actually closes it.
Are the DLD fees included?+
No. The 4% Dubai Land Department registration fee, trustee office charges and administration fees are payable separately.
Does buying here qualify me for a Golden Visa?+
The investor route requires property above AED 2 million. Most Emaar Beachfront stock is well above that line, but eligibility is decided on the unit and the UAE authorities decide the visa, not the developer.
Which towers are at Emaar Beachfront?+
Beach Vista, Grand Bleu, Beach Isle, Marina Vista, Sunrise Bay, Beach Mansion, Address Residences The Bay, Beachgate by Address, Bayview by Address Resorts, Palace Beach Residence, Seapoint, Shorefront Residences and The Bristol, among others.
Find out which homes qualify
Eligible inventory is limited and moves quickly. Speak to an advisor and get the written terms today.
Terms are set by Emaar Properties and apply to eligible units at Emaar Beachfront, subject to availability and to Emaar's terms and conditions. The 90/10 plan is published as a limited-time launch offer; prices, availability and payment terms change without notice. The 4% DLD registration fee, trustee office and administration charges are payable separately and are not covered by the plan. Golden Visa eligibility is determined by the UAE authorities on the basis of the property purchased, not by the developer or by us. Worked figures are illustrative, use a round example price rather than a quoted unit, and are not financial advice or an offer to sell. Confirm price, the full payment schedule and all terms in writing, including the schedule recorded in the sale and purchase agreement, before committing. Binayah Properties is a licensed Dubai real estate brokerage.