Emaar Off-Plan Financing: Embedded Mortgages with Emirates NBD & ADCB
Access customised mortgage and home finance for Emaar off‑plan and near‑handover properties, plus equity release, via partnerships with Emirates NBD and ADCB, available to resident and international buyers with conventional or Islamic options.
Key terms
- Buyer ProfilesResident Buyers; International Buyers; UAE Nationals
- Employment TypesSalaried and Self‑Employed Customers
- Financing StructuresConventional and Islamic
- Property CoverageNear‑Handover Properties; Off‑Plan Properties; Equity Release/Loan Against Property
What actually changes for a buyer
Seamless, Embedded Financing
Mortgage and home finance solutions are integrated into the Emaar buying journey for simplicity and speed.
Trusted Banking Partners
Financing is delivered through partnerships with Emirates NBD and ADCB.
Broad Customer Access
Available to resident and international buyers, UAE nationals, and both salaried and self‑employed clients.
Conventional or Islamic Options
Choose from conventional or Sharia‑compliant Islamic financing structures.
How your financing could work
Illustrative only. Specific loan amounts, rates, fees and terms depend on individual eligibility and lender approval.
What this means for you
Emaar has partnered with Emirates NBD and ADCB to embed customised mortgage and home finance solutions into the purchase process for all off‑plan properties. The programme supports near‑handover and off‑plan purchases, and includes equity release or loan‑against‑property options.
Eligibility extends to resident and international buyers, UAE nationals, and both salaried and self‑employed customers. Applicants can select between conventional and Islamic financing structures to suit their preferences.
Frequently asked questions
Who are the partner banks for this financing?+
Emirates NBD and ADCB.
Which property needs are covered?+
Near‑handover properties, off‑plan properties, and equity release/loan against property.
Who is eligible to apply?+
Resident buyers, international buyers, UAE nationals, and salaried and self‑employed customers.
Are Islamic financing options available?+
Yes. Both conventional and Islamic financing structures are available.
Find out which homes qualify
Eligible inventory is limited and moves quickly. Speak to an advisor and get the written terms today.
Terms and conditions apply. Details are subject to lender approval and availability. Any examples are illustrative only. Buyers should confirm all current terms in writing with the developer. Binayah Properties is a licensed Dubai brokerage.