Alana at The Valley: 90/10 on a Three or Four-Bedroom Townhouse
The same plan Emaar runs at Beachfront, attached to a very different product: a townhouse on a lagoon in a master community, not an apartment on a peninsula.
Same plan, different thing being bought
90% during construction and 10% upon 100% construction completion, on a limited number of three and four-bedroom townhouses.
Emaar runs the 90/10 across more than one community, so the plan is not what distinguishes this release. What distinguishes it is the asset. Alana is townhouses in The Valley, a master community out along the Al Ain road, arranged around a lagoon and a stretch Emaar calls the Golden Beach. That is a family purchase with a garden, not a rental unit in a tower.
The plan itself suits that buyer. A 90/10 leaves a tenth at completion, which matters less to an investor timing a resale than it does to a family that wants the handover to be a formality rather than a second financing round. Emaar states a limited number of units, so what closes this is stock rather than a date.
Key terms
- The plan90% during construction and 10% upon 100% construction completion.
- What is in the releaseA limited number of three and four-bedroom townhouses. The wider project has larger layouts, but the launch offer names these two.
- WhereAlana, inside The Valley by Emaar, on the Dubai to Al Ain road.
- Published entry priceFrom AED 3.5 million for a three-bedroom townhouse. Emaar does not publish a price on the offer page itself, so confirm the current figure before relying on it.
- The communityBuilt around a lagoon and the Golden Beach, with pocket parks, playgrounds and a Town Centre for retail and dining.
- How long it runsEmaar states a limited number of units rather than an end date, so availability is what closes it.
- HandoverEmaar does not state a completion date on the offer page. Third-party listings say Q2 2027; treat the date in your own sale and purchase agreement as the authority.
- What is not coveredThe 4% DLD registration fee, trustee office and administration charges are payable separately.
What actually changes for a buyer
A townhouse, not a unit in a tower
The 90/10 turns up across Emaar's portfolio, so the plan is not the reason to choose this one. Alana is three and four-bedroom townhouses with their own gardens, around a lagoon. It is a different purchase with a different buyer behind it.
Ten percent left at the end
A 90/10 leaves a balance small enough that completion is administrative rather than a financing event. For a family moving in rather than an investor exiting, that is the more useful shape.
The lagoon is the plan, not a feature
The Valley is laid out around water and the Golden Beach, with pocket parks and playgrounds between the clusters. Alana sits on that, which is what the frontage is actually paying for.
Stock closes it, not a date
Emaar publishes a limited number of units with no deadline attached. That makes the useful question what is left in the release, rather than how long is left on a clock.
Who this release is actually for.
Families, not flippers
Three and four bedrooms with a garden and a school run.
A small balance at handover
Ten percent at completion, not forty.
Water at the centre
A lagoon and a beach, not a landscaped verge.
Limited release
Stock closes it, so the list is worth asking for.
A lagoon, a golden beach and a town centre.
Your money, staged
Two blocks, and the second one is small. Ninety percent across the build, and the last ten when construction reaches 100%.
Paid across the build period on Emaar's construction-linked schedule.
The balance, due once construction is complete.
The 90/10 on a AED 3.5M townhouse
Illustrative, based on the published starting price for a three-bedroom townhouse; figures are rounded. Emaar does not publish a price on the offer page, so confirm the current figure. The DLD registration fee, trustee office and administration charges are payable separately and are not covered by the plan. The last row compares against a typical 60/40, not an alternative Emaar offers here.
Inside the communities
What this means for you
Emaar's launch offer at Alana is a 90/10: ninety percent of the price across the construction period, and the last ten percent once construction reaches 100%. The plan is not what makes this release distinctive, because Emaar runs the same split elsewhere in its portfolio. What makes it distinctive is what the plan is attached to.
Alana is three and four-bedroom townhouses in The Valley, Emaar's master community on the road out to Al Ain. The plan there is organised around water: a lagoon at the centre, a stretch Emaar calls the Golden Beach, and pocket parks and playgrounds threaded between the clusters, with a Town Centre for retail and dining. Each townhouse comes with its own garden. That is a family purchase, and it behaves differently from an apartment bought to let.
The payment shape suits that buyer. A 90/10 asks for more during the build and leaves only a tenth at the end, so completion becomes an administrative step rather than a second financing round. An investor timing a resale before handover would rather defer more; a family that intends to move in generally would not. Neither is better in the abstract, and the honest question is which one you are.
Emaar publishes a limited number of units and no closing date, so the release ends when the stock does rather than on a calendar. The offer page does not carry a price or a handover date; listings put a three-bedroom from AED 3.5 million with completion in Q2 2027, but the figures that bind are the ones in the sale and purchase agreement. The 4% DLD registration fee, trustee office and administration charges sit outside the plan and remain payable.
Frequently asked questions
What is the payment plan?+
90% during construction and 10% upon 100% construction completion. Emaar publishes it as a limited-time launch offer.
What can I buy under it?+
A limited number of three and four-bedroom townhouses at Alana. The wider project includes larger layouts, but the launch offer names these two.
How is this different from the Emaar Beachfront 90/10?+
The plan is identical; the asset is not. Beachfront is apartments and penthouses on a gated peninsula between Dubai Marina and Palm Jumeirah. Alana is townhouses with gardens in a master community built around a lagoon. Different buyer, different hold, different exit.
What does it cost to get in?+
Listings put a three-bedroom townhouse from AED 3.5 million. Emaar does not publish a price on the offer page, so confirm the current figure before relying on it.
When does it hand over?+
Emaar does not state a completion date on the offer page. Third-party listings say Q2 2027. The date recorded in your sale and purchase agreement is the one that counts.
What is The Valley like?+
A master community on the Dubai to Al Ain road built around a lagoon and the Golden Beach, with pocket parks, playgrounds and a Town Centre for retail and dining.
When does the offer end?+
Emaar states a limited number of units rather than an end date, so availability is what closes it.
Are the DLD fees included?+
No. The 4% Dubai Land Department registration fee, trustee office charges and administration fees are payable separately.
Find out which homes qualify
Eligible inventory is limited and moves quickly. Speak to an advisor and get the written terms today.
Terms are set by Emaar Properties and apply to eligible units at Alana, The Valley, subject to availability and to Emaar's terms and conditions. The 90/10 plan is published as a limited-time launch offer on a limited number of units; prices, availability and payment terms change without notice. Emaar does not publish a starting price or a handover date on its offer page; figures quoted here come from third-party listings and are indicative only. The 4% DLD registration fee, trustee office and administration charges are payable separately and are not covered by the plan. Worked figures are illustrative and are not financial advice or an offer to sell. Confirm price, layout, the full payment schedule and the completion date in writing, including the schedule recorded in the sale and purchase agreement, before committing. Binayah Properties is a licensed Dubai real estate brokerage.